Loan Product
Loan Against Property
Leverage your residential or commercial property to avail high-value loans at attractive interest rates. Loan Against Property (LAP) is ideal for business expansion, education funding, medical expenses, or any large financial need.
Apply NowLoan Amount
Up to 70% of property value
Interest Rate
9.5% onwards
Tenure
Up to 20 years
* Interest rates are indicative and subject to change per RBI guidelines and lender policies. Final rates are determined by the lending institution based on your credit profile.
Key Features
What You Get
Loan up to 70% of property market value
Lower interest rates compared to unsecured loans
Long repayment tenure up to 20 years
Use funds for any purpose
Both residential and commercial property accepted
Overdraft facility available
Eligibility
- Property owners (residential or commercial)
- Salaried or self-employed individuals
- Age: 25 to 65 years
- Clear property title with no legal disputes
- Good credit score (650+)
Documents Required
- Property ownership documents
- Property valuation report
- Identity & address proof
- Income proof (salary slips / ITR / business financials)
- Last 12 months bank statements
- Existing loan statements (if any)
Apply for Loan Against Property Today
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