Loan Amount
Up to ₹1.5 Crore
Interest Rate
8.5% onwards
Tenure
Up to 15 years (after moratorium)
* Interest rates are indicative and subject to change per RBI guidelines and lender policies. Final rates are determined by the lending institution based on your credit profile.
Key Features
What You Get
Covers tuition, hostel, travel & living expenses
Loans for India and international education
Moratorium period until course completion + 6 months
Collateral-free loans up to ₹7.5 Lakhs
Tax benefits under Section 80E
Competitive interest rates for top institutions
Eligibility
- Indian nationals with confirmed admission
- Courses: UG, PG, professional, or vocational
- Co-applicant (parent/guardian) required
- Good academic record
- Institution recognized by UGC/AICTE or equivalent
Documents Required
- Admission letter from institution
- Fee structure from institution
- Student's and co-applicant's KYC documents
- Co-applicant's income proof
- Last 2 years academic marksheets
- Collateral documents (for higher amounts)
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